Barefoot Beach · Coconut Point · Bonita Bay

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Bonita Springs serves both year-round buyers and the strong second-home demand from north of the border. Nick handles purchases across Bonita Bay, Pelican Landing, and Spanish Wells — plus construction financing for buyers picking up lots in newer pockets of the corridor.

Serving: Bonita Bay · Pelican Landing · Spanish Wells · Barefoot Beach · Worthington · Bonita Beach

Bonita Springs, Florida

Common Questions

Bonita Springs Mortgage FAQ

What is the conforming loan limit in Bonita Springs / Lee County for 2025? +
The 2025 conforming loan limit for Lee County is $806,500 for a single-family home. Loans above this threshold require a jumbo mortgage.
Are jumbo loans available for Bonita Springs luxury properties? +
Yes — jumbo loan programs for amounts above $806,500 with typically 10–20% down and a 700+ credit score preferred.
Can I finance a Bonita Springs vacation rental with a DSCR loan? +
Yes — the Bonita Beach and Little Hickory Island rental markets support strong DSCR qualification. Properties qualify based on rental income rather than personal income.
Do you work with buyers in Pelican Landing, Palmira, and Bonita Bay? +
Yes — all Bonita Springs communities including gated and golf course communities with HOA requirements.
What is the FHA loan limit in Lee County / Bonita Springs? +
The 2025 FHA loan limit for Lee County is $524,225.

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