Manatee Riverwalk · Cortez · Anna Maria

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Bradenton is one of Florida's faster-growing markets — younger buyers priced out of nearby Sarasota, retirees drawn to Anna Maria Island, and investors picking up short-term rentals. Nick handles primary purchases, second homes, DSCR, and new construction across Manatee County, with rate shopping that goes well beyond what any single bank could offer.

Serving: Anna Maria Island · Holmes Beach · Cortez · Palma Sola · Riverview Blvd · West Bradenton

Bradenton, Florida

Common Questions

Bradenton Mortgage FAQ

What is the conforming loan limit in Manatee County for 2025? +
The 2025 conforming loan limit for Manatee County is $806,500 for a single-family home. Loans above this threshold require a jumbo mortgage.
Do you serve buyers in Lakewood Ranch? +
Yes — Lakewood Ranch is one of the most active new construction markets in Manatee County. Nick works with new construction buyers and builder-preferred lender programs.
Can I use an FHA loan in Bradenton? +
Yes — the FHA loan limit in Manatee County is $547,400 with 3.5% down and a 580+ credit score.
Are DSCR loans available for Bradenton investment properties? +
Yes — Anna Maria Island and the broader Manatee County market supports strong rental income for DSCR qualification.
How long does it take to close on a Bradenton purchase? +
21–30 days for conventional financing. New construction timelines vary by builder stage and completion date.

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